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Allegheny Settlement Company
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Select a category or specific topic for more information:

General FAQs
What is a closing?
What is a settlement company?
What is Title Insurance?
Do I need an attorney?
Where did the hand money go?
What is transfer tax?
Is my transaction transfer tax-exempt?
What is a pro-ration?
What is "fiscal" versus "calendar?"
How should the school taxes be pro-rated?

FAQs for Sellers
How do I get paid?
What kind of check am I going to receive?
What is my payoff?
Who will prepare the new deed?
Why is there an overnight courier fee?
How is my payoff obtained?
What do I need to bring to the closing?
How is my Mortgage satisfied on the public record?
How are my final water/sewage/garbage bills paid?
What if I get a tax bill after the closing?
What if my Mortgage payments are automatically deducted?
What about my homeowner's insurance?
What happens to my escrow account?

FAQs for Buyers
Should I get a survey?
Can I write you a personal check?
Who will explain my Mortgage paperwork?
How much money do I need to bring to closing?
When can I move in?
Do I need a realtor?
What is an Escrow Account?
Am I entitled to a discount on the Title Insurance?
When will I get my Deed and Title Insurance policy?
What about homeowner's insurance?
What do I need to bring to my closing?

FAQs for Refinancing
Who will explain my Mortgage paperwork?
What is an Escrow Account?
Am I entitled to a discount on the Title Insurance?
How do I get paid?
What kind of check am I going to receive?
What is my payoff?
Why is there an overnight courier fee?
How is my payoff obtained?
How is my Mortgage satisfied on the public record?
What if I get a tax bill or homeowner's insurance bill after the closing?
What if my Mortgage payments are automatically deducted?
What happens to my escrow account?
What do I need to bring to my closing?





Questions? Contact Allegheny Settlement Company, Inc.