Select a category or specific topic for more information: General FAQs What is a closing? What is a settlement company? What is Title Insurance? Do I need an attorney? Where did the hand money go? What is transfer tax? Is my transaction transfer tax-exempt? What is a pro-ration? What is "fiscal" versus "calendar?" How should the school taxes be pro-rated? FAQs for Sellers How do I get paid? What kind of check am I going to receive? What is my payoff? Who will prepare the new deed? Why is there an overnight courier fee? How is my payoff obtained? What do I need to bring to the closing? How is my Mortgage satisfied on the public record? How are my final water/sewage/garbage bills paid? What if I get a tax bill after the closing? What if my Mortgage payments are automatically deducted? What about my homeowner's insurance? What happens to my escrow account? FAQs for Buyers Should I get a survey? Can I write you a personal check? Who will explain my Mortgage paperwork? How much money do I need to bring to closing? When can I move in? Do I need a realtor? What is an Escrow Account? Am I entitled to a discount on the Title Insurance? When will I get my Deed and Title Insurance policy? What about homeowner's insurance? What do I need to bring to my closing? FAQs for Refinancing Who will explain my Mortgage paperwork? What is an Escrow Account? Am I entitled to a discount on the Title Insurance? How do I get paid? What kind of check am I going to receive? What is my payoff? Why is there an overnight courier fee? How is my payoff obtained? How is my Mortgage satisfied on the public record? What if I get a tax bill or homeowner's insurance bill after the closing? What if my Mortgage payments are automatically deducted? What happens to my escrow account? What do I need to bring to my closing?

Questions? Contact Allegheny Settlement Company, Inc.